Mortgage Loan Closer Resume: Job Description, Sample & Guide

Looking for a new career as a Mortgage Loan Closer? Look no further! Our Mortgage Loan Closer Resume Example article provides a comprehensive guide to help you create a winning resume that will land you the job you desire. Whether you're an experienced professional in the industry or just starting out, our article will give you the tips and insights you need to stand out to potential employers.

We will cover:

How to write a resume, no matter your industry or job title.
What to put on a resume to stand out.
The top skills employers from every industry want to see.
How to build a resume fast with our professional Resume Builder.
Why you should use a resume template

Plus, we will provide expert resume writing tips and professional examples to inspire you.

What does a Mortgage Loan Closer do?

Review loan documents and ensure they are accurate and complete
Coordinate with the lender, title company, and other parties involved in the closing process
Prepare closing documents and disclosures
Verify that all closing requirements and conditions have been met
Conduct the closing meeting with the borrower and finalize the loan transaction
Ensure all necessary funds are disbursed and recorded correctly
Ensure that all documents are signed and notarized properly
Provide support and assistance to borrowers and answer any questions they may have

We’re about to begin, but first, here are some other Mortgage Loan Closer related resume examples:

What are some responsibilities of a Mortgage Loan Closer?

Review loan documents for accuracy and completeness
Coordinate with title companies, escrow agents, and attorneys to ensure timely and accurate closing
Prepare closing statements and HUD-1 forms
Ensure that all closing documents comply with state and federal regulations
Verify borrower's identity and employment information
Oversee the disbursement of funds and the transfer of property ownership
Communicate with borrowers, lenders, and other parties involved in the closing process

Sample Mortgage Loan Closer Resume for Inspiration

Personal Details:

Name: John Smith
Email: johnsmith@email.com
Phone: (123) 456-7890
LinkedIn: linkedin.com/in/johnsmith

Summary:
John Smith is a detail-oriented and experienced Mortgage Loan Closer with a proven track record of effectively managing loan closing processes. He ensures that all necessary documentation is in order and coordinates with various stakeholders to ensure a smooth and timely closing process.

Work Experience:

Mortgage Loan Closer, ABC Mortgage Company (2018-Present)
- Coordinate closing activities with title companies, attorneys, and loan officers to ensure timely and accurate closings
- Review and approve final closing documents in compliance with regulatory guidelines
- Communicate with borrowers and other parties involved in the closing process to address any outstanding issues
- Verify accuracy of loan data in systems and ensure compliance with company policies
Mortgage Processor, XYZ Lending (2014-2018)
- Assisted loan officers with gathering and organizing loan documentation
- Reviewed loan files for completeness and communicated with borrowers to obtain any missing information
- Coordinated with underwriters to clear conditions and obtain final loan approval
- Prepared closing packages and collaborated with title companies and attorneys for timely and accurate closings

Education:

Bachelor's Degree in Finance, University of ABC (2010-2014)

Skills:

Excellent attention to detail and organizational skills
Proficient in using mortgage loan origination software and Microsoft Office
Strong communication and interpersonal abilities
Ability to work in a fast-paced and deadline-driven environment

Certifications:

Certified Mortgage Banker (CMB)
Certified Mortgage Lender (CML)

Languages:

English: Native
Spanish: Proficient

Resume tips for Mortgage Loan Closer

Creating a perfect, career-launching resume is no easy task. Following general writing rules can help, but it is also smart to get advice tailored to your specific job search. When you’re new to the employment world, you need Mortgage Loan Closer resume tips.
We collected the best tips from seasoned Mortgage Loan Closer - Check out their advice to not only make your writing process easier but also increase your chances of creating a resume that piques the interest of prospective employers.

Highlight your experience in mortgage loan closing, including the number of loans closed and any specific types of loans you specialize in.
Showcase your attention to detail and ability to multitask in a fast-paced environment.
Emphasize your strong communication and negotiation skills, which are crucial when dealing with clients, lenders, and other parties involved in the closing process.
Demonstrate your proficiency with relevant software and systems used in the mortgage industry, such as Encompass, DocMagic, and Calyx Point.
Include any certifications or training related to mortgage loan closing, such as NMLS certification or completion of specific courses in mortgage lending.

Mortgage Loan Closer Resume Summary Examples

Using a Mortgage Loan Closer Resume Summary or Resume Objective is essential as it provides a concise overview of your qualifications and career goals. It allows hiring managers to quickly understand your background and what you bring to the table. A well-crafted summary or objective can make your application stand out and showcase your skills, experience, and potential contribution to the company.

For Example:

Expert in reviewing loan documents for accuracy and completeness
Proficient in coordinating with title companies and attorneys
Skilled in communicating with borrowers to schedule closing appointments
Experienced in preparing closing documents and ensuring compliance with regulations
Demonstrated ability to work efficiently in a fast-paced environment

Build a Strong Experience Section for Your Mortgage Loan Closer Resume

Building a strong experience section for a mortgage loan closer resume is essential to showcase your expertise and skills in the field. This section provides potential employers with a clear understanding of your capabilities, including your ability to process and close loans accurately and efficiently. It helps to demonstrate your experience in managing mortgage documents, coordinating with clients, and ensuring compliance with industry regulations - all of which are crucial for a successful career as a mortgage loan closer.

For Example:

Mortgage Loan Closer resume education example

A Mortgage Loan Closer typically needs a high school diploma or equivalent as a minimum education requirement. However, many employers prefer candidates with an associate's or bachelor's degree in a related field such as finance, business, or real estate. Additionally, obtaining a certification in mortgage lending or loan closing may be beneficial for career advancement and job opportunities. On-the-job training and work experience in the mortgage lending industry are also valuable for this position.

Here is an example of an experience listing suitable for a Mortgage Loan Closer resume:

Bachelor's degree in Finance or related field
Certification in Mortgage Loan Closing
Continued education in mortgage lending regulations and compliance

Mortgage Loan Closer Skills for a Resume

Adding skills for a Mortgage Loan Closer resume is important because it demonstrates to potential employers that the candidate has the necessary knowledge and expertise to effectively perform the job. The skills listed on the resume can highlight the candidate's ability to efficiently close mortgage loans, communicate effectively with clients, and work collaboratively with other team members. This can make the candidate more competitive in the job market.

Soft Skills:

Attention to Detail
Time Management
Communication Skills
Problem Solving
Negotiation Skills
Customer Service
Teamwork
Adaptability
Organization Skills
Critical Thinking

Hard Skills:

Loan Processing
Compliance Knowledge
Underwriting Skills
Document Review
Financial Analysis
Regulatory Guidelines
Closing Procedures
Title Insurance
Real Estate Law
Customer Service

Common Mistakes to Avoid When Writing a Mortgage Loan Closer Resume

In this competitive job market, employers receive an average of 180 applications for each open position. To process these resumes, companies often rely on automated applicant tracking systems, which can sift through resumes and eliminate the least qualified applicants. If your resume is among the few that make it past these bots, it must still impress the recruiter or hiring manager. With so many applications coming in, recruiters typically give each resume only 5 seconds of their attention before deciding whether to discard it. Considering this, it's best to avoid including any distracting information on your application that could cause it to be thrown away. To help make sure your resume stands out, review the list below of what you should not include on your job application.

Not including a cover letter. A cover letter is a great way to explain why you are the best candidate for the job and why you want the position.
Using too much jargon. Hiring managers do not want to read a resume full of technical terms that they do not understand.
Omitting important details. Make sure to include your contact information, educational background, job history, and any relevant skills and experiences.
Using a generic template. Take the time to customize your resume to the job you are applying for. This will show the employer that you are serious about the position.
Spelling and grammar errors. Always double-check your resume for typos, spelling mistakes, and grammar errors.
Focusing too much on duties. Make sure to include accomplishments and successes to show the employer that you are a great candidate.
Including personal information. Avoid including any personal information such as age, marital status, or religious beliefs.

Key takeaways for a Mortgage Loan Closer resume

Expertise in reviewing mortgage loan documents and ensuring accuracy
Demonstrated ability to coordinate with various parties for loan closing
Proficiency in preparing closing packages and coordinating with title companies
Strong attention to detail and ability to identify discrepancies
Experience with regulatory compliance and ensuring all necessary documentation is in place
Excellent communication and customer service skills
Ability to work efficiently and meet strict deadlines
Proficient in using mortgage loan processing software and related tools

It's time to begin the job search. Make sure you put your best foot forward and land your next job with the help of Resumaker.ai.